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The expense of owning a car included monthly car payments, insurance, parking and estimated fuel costs based on national and local averages. I did not include incidentals like maintenance, repairs or tickets, which would obviously make the monthly cost higher. These were the numbers:
Car payments: $250 Gas: $120 Parking in my building: $180 Insurance: $60 TOTAL: $610 (not including repairs, parking tickets or other incidentals)
My total transportation costs for that first month of October included Uber and RTA (Cleveland’s public transportation). Here’s that breakdown:
Uber: $77.90 Bus: $5.00 TOTAL: $82.90
Over the subsequent winter months of November, December, January and February, my reliance on Uber was probably higher than it will be during warmer months that are more conducive to bicycling and walking, which are my preferred modes. Here is how much I spent to get around during that period:
November 2017: $131.51 ($126.51 Uber / $5.00 RTA) December 2017: $65.88 ($43.38 Uber / $22.50 RTA) January 2018: $157.05 ($149.55 Uber / $7.50 RTA) February 2018: $94.29 ($91.79 Uber / $2.50 RTA) TOTAL: $531.63
If you do the math, you can see that the total amount I spent on transportation for five full months without a car ($531.63) is still lower than just one month’s cost of owning and managing a car ($610). And lets not forget how expensive and stressful it can be if you end up in a car crash! My friend told me that they got some useful legal advice on what to do in a traffic collision through lawyers similar to Florida Lemon Law but be sure to get a local lawyer because they will better understand local law.
In the many car conversations I’ve had since I moved here, when it gets out that I don’t have a car, people tend to look at me in disbelief like a broken slot machine. The idea of not owning a car is so alien and antithetical to the established norm that it’s absolutely inconceivable for many people. (To be fair, many people do actually need one.) But to each his own. For myself, I just quietly imagine the things I could do with the other $2,518.37 I saved by not owning a car over the last five months.