Cleveland is a car town, so checking out this guide to cheap car insurance in NJ at TrulyInsurance.com may be in your best interest. Anyway, I’ve got friends here who said they don’t think it’s possible to live without a car here. Ever since I started telling people here that my goal was to live downtown without a car, most people looked at me like I was crazy. The idea of not having a car is simply unthinkable for many. And since most people within the area called “Cleveland” actually live in suburbia, the idea is impossible. But with over 25 years of experience in an urban setting without a car and with no desire to get one, I thought I’d try my car-free act in Downtown Cleveland.
As of this writing, I’ve been living downtown for a month. In terms of local travel, I’ve encountered a fair approximation of just about every scenario I’m likely to experience and gone everywhere I think I’ll need to go. Everything I need – grocery, dry cleaning, movies, live theater, shoe repair, tailor, restaurants, cafés, stadiums and arenas, dog parks… all of it – is within walking, biking or public bus distance. And in addition to the regular $2.50/ride bus, there are also three free bus lines with routes and stops throughout downtown. On a few occasions, I’ve used Uber.
Still no car. Still no need. Still no desire.
Just for fun, I looked into how much it would cost for me to maintain a decent and affordable small/mid-size car here and ran the numbers. For the car, I used the monthly payments listed with a local Ford dealer for a 2018 Fusion Hybrid SE. The gas is based on the $1,400 the average American driver spent on gas last year (The Motley Fool). The insurance figure is based on the Cleveland average (Quote Wizard). Keep in mind that the monthly car payments I use are below the national average, which is north of $400, and that the total monthly cost of keeping a car does NOT include repairs and maintenance, parking tickets, accidents or other incidentals. In other words, the total is lower than most people’s monthly car tab.
Here’s the breakdown:
Car payments: $250 Gas: $120 Parking in my building: $180 Insurance: $60 Total: $610 (not including repairs, parking tickets or other incidentals)
And here is the breakdown of my actual transportation costs for October 2017:
Uber: $77.90 Bus: $5.00 Total: $82.90
I suspect some months will involve more bus and Uber rides simply due to inclement weather. In warmer months, it’ll be all about the bike or walking. Overall, between walking, bicycling, public transportation and Uber, I don’t see my habits and practices being too radically different from what I was doing in New York City. Contrary to common practice of people who live or work downtown, Cleveland is a remarkably walkable city.
Over the course of a year, there will obviously be a few destinations that would require a car. Whether I rent a one or use Uber on those occasions, I’m fairly confident that my year-end transportation costs will still be dramatically lower than the price of owning a new car. And with all the walking and bicycling, my year-end weight total will be lower, too. But if I did end up changing my mind about car ownership, my priority would definitely be to see what comfortable Ford F-150 are available.
This is only possible because Downtown Cleveland has become exponentially more livable than it was when I was growing up here. There is still a way to go (downtown desperately needs a veterinarian and a proper pet store), but Cleveland has become a wonderfully livable and workable city. And without a car, it’s even more affordable, making it a fabulous city.
More to come.